ROBIN CARRICK was waited upon one day by a spruce young customer, who handed him a number of bills which he wished to have discounted. The banker eyed them carefully on both sides as was his wont, and approved of them all but one, and that the largest in amount, over which he pondered thoughtfully, and shook his head.

"Oh, you need not hesitate about him, Mr. Carrick," said the intending discounter, "for he has started, and keeps his carriage."